Tài liệu miễn phí Ngân hàng - Tín dụng
Download Tài liệu học tập miễn phí Ngân hàng - Tín dụng
Whenever a desired result is achieved by the cooperation of many independent persons,
its existence as a fact is a pure consequence of the precursive faith in one another of
those immediately concerned. A government, an army, a commercial system, a ship,
a college, an athletic team, all exist on this condition, without which not only is nothing
achieved, but nothing is even attempted. A whole train of passengers (individually brave
enough) will be looted by a few highwaymen, simply because the latter can count on one
another, while each passenger fears that if he makes a movement of resistance, he will
be shot before anyone else...
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A manager's role can be visualized as a conduit. What your team sees is highly dependent on you, the conduit. You are the primary (not the only) source of information, priority, nature of work, and philosophy for your team. How much of an organization and a management's philosophy is passed on to your team, will heavily depend on you.
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There is beginning to be a considerable body of resources on how to
manage the professional practice that goes beyond the homogenous texts
on practice management that rather imply that they are all the same and
that there is one route to success. Two early contributions, which broke
the mould, are undoubtedly Donald Sch€on’s 1983 book, The Reflective
Practitioner, and David Maister’s work, especially his 1993 book, Managing
the Professional Service Firm. Yet there are many important issues that
remain to be explored in the first place or in greater depth, and this book
aims to make a contribution to that development. Diversity in firm
structure, strategy and tactical...
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Our first book, Mastering the Currency Market (McGraw-Hill
2009), was written to provide a foundation for learning the art of
discretionary trading, and it should be a prerequisite for this book.
Mastering Trade Selection and Management focuses on helping you
to collate and balance the earlier information, and to refine the trading
techniques that you are likely to use for the rest of your career.
Along with covering the all-important topics of trade selection and
management, this book also addresses the necessity of being able to
draw up a plan and stick to that plan. By helping you understand the
necessity of developing your “trader’s mindset,” reading this book...
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The long-awaited sequel to the Concepts and Practice of Mathematical Finance has now arrived. Taking up where the first volume left off, a range of topics is covered in depth. Extensive sections include portfolio credit derivatives, quasi-Monte Carlo, the calibration and implementation of the LIBOR market model, the acceleration of binomial trees, the Fourier transform in option pricing and much more. Throughout Mark Joshi brings his unique blend of theory, lucidity, practicality and experience to bear on issues relevant to the working quantitative analyst....
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These groups fall into at least three classes: market, product and
sensory professionals. Of the three classes, two (market professionals and
sensory professionals) have well-defined responsibilities. The third class, the
“product professional” has eluded a clear definition of who they are and
what they do.
The market researcher studies the market, to understand market trends, and
to discover how the consumer fits into that market. When it comes to products,
market researchers focus on how the product and consumer come together for
market benefit....
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A Pocket Guide to Public Speaking, Third Edition, is designed
to provide quick, clear answers to your questions about
public speaking—whether you’re in a public speaking class,
in a course in your major, on the job, or in your community.
Here, you will find the tools you need to prepare and deliver
a wide range of speeches and presentations.
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We would like to thank Penelope Woolf (then at Pitman Publishing) for starting
us off on this project and for her support in the early stages, and Sadie
McClelland for taking over this task at a later stage and being unfailingly supportive
and helpful, and remaining cheerful at all times. We must also thank
Linda Saddington and Moira Dearden, who inestimably facilitated the production
of this book.
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We now live in an era where writers can both create and publish their own work and
make a living out of doing what they love.
Contained within Secrets of Successful Writers are interviews I conducted with fifty
authors. They talk about their writing, how they became published authors and how
they market themselves in this brave new era of ebooks. These interviews came about
as a result of a series of interviews I conducted on my website www.darrellpitt.com
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Today, it is considered good business practice for tourism industries to support their
micro and macro environment by means of strategic perspectives. This is necessary
because we cannot contemplate companies existing without their environment. If
companies do not involve themselves in such undertakings, they are in danger of
isolating themselves from the shareholder. That, in turn, creates a problem for
mobilizing new ideas and receiving feedback from their environment. In this respect,
the contributions of academics from international level together with the private sector
and business managers are eagerly awaited on topics and sub-topics within Strategies
for Tourism Industry-Micro and Macro Perspectives....
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Orley Ashenfelter really loves wine: When a
good red wine ages, he says, something quite
magical happens. Yet Orley isn't just obsessed
with how wine tastes. He wants to know about
the forces behind great and not-so-great wines.
When you buy a good red wine, he says,
you're always making an investment, in the
sense that it's probably going to be better later.
And what you'd like to know is not what it's
worth now, but what it's going to be worth in the
future.
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The concept of forest sustainability dates from centuries ago, although the
understanding of sustainable forest management (SFM) as an instrument that
harmonizes ecological and socio-economic concerns is relatively new. The change in
perspective occurred at the beginning of the 1990s in response to an increased
awareness of the deterioration of the environment, in particular of the alarming loss of
forest resources. The main and most striking cause of this deterioration is the
deforestation occurring in some areas of the world. Nevertheless, deforestation is not
the only reason for the environmental deterioration, since even in regions in which the
forest area has increased, other ecological and socioeconomic functions of...
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In den letzten Jahren haben sich die Unternehmen
und Organisationen gewandelt. Was heute zählt, sind nicht mehr Hierarchien, sondern eigenverantwortliche Mitarbeiter, die in selbstständigen Teams Spitzenleistungen erbringen.
Teamfähigkeit und Teamarbeit stehen daher bei den Personalchefs wie bei den Bewerbern hoch im Kurs: Wer neue Mitarbeiter sucht, fragt natürlich zuerst nach der fachlichen Eignung
der Kandidaten; dann aber steht schon die Teamfähigkeit ganz oben an. Wer sich auf Stellensuche begibt, erhofft sich natürlich eine interessante und gut bezahlte Aufgabe. Ebenso wichtig ist den meisten, Teil eines erfolgreichen Teams zu werden....
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For many years, I was a financial journalist who wrote for such
national media outlets as Forbes, The Wall Street Journal, and BusinessWeek.
I thought that I had covered just about every financial
topic imaginable until I realized that I had overlooked one subject.
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An organization’s culture matters a lot. That’s what John Kotter
and I concluded from a three-year study of the relationship between
corporate culture and performance in the early 1990s. CEOs generally
agree, although I’m left wondering whether some of them really
believe it or whether it’s something they’ve been conditioned to say
when reminded to do so. It’s confirmed by even the best (5-star)
investment analysts on Wall Street, a group that we might assume
would look only to financial measures in recommending investments.
They told us that culture helps corporate performance in higherperforming
firms and hurts it in lower-performing firms. 1...
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The supply chain is composed of all the parts of the enterprise
and its associated trading partners. The Lean Green Supply Chain is
made up of two major components: external and internal. There is a
synergy between these two parts. The internal savings can, in some
cases, be equal to the external supply chain savings. To exclude the
internal improvements that supplement the productivity of the External
Lean Supply Chain is to miss out on a major component of longterm
sustainability.
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Most students want to get good marks for their essays, and pass every exam. Most
students worry about not knowing enough to do this. Some are right to worry. But you
may not realise that your marks depend at least as much on how well you can
communicate your knowledge. This chapter looks at how you can use what you know to
the very best effect. Getting great marks is a skill in its own right, and is obviously
important at university. Less obviously, most of the constituent skills are highly
transferable....
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The recent credit crisis in the United States ushered in a new era
of uncertainty. In some ways it was just another bubble in a long
line of fi nancial manias. Like any other bubble, it was born out of
an extended period of easy money that fueled prosperity, engendered
speculation, and ended in a spectacular crash. In some very
important ways, however, the lingering impacts are different than
the bubbles of recent memory.
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This book could never have been written without the help, assistance, and
encouragement of many people. During the research phase, Professor Alex Kemp
and Dr. Richard Perren of the University of Aberdeen gave unstinting help and
advice, while Professor Roger Wootton of the City University was generous with
ideas and sources. Mr. John Westwood of Douglas–Westwood Associates kindly
read the draft.
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In the fall of 1979, I was the starting right halfback on Old Saybrook
High School’s varsity field hockey team. The year before had been a
season of high expectations but ultimately low achievement for our
team, and in the spring most of the starters graduated, moving on to
other places. In response, the ’79 season was dubbed a ‘rebuilding year’
by our small-town newspaper, as nearly the entire varsity team was
replaced by our less-experienced junior varsity members. Admittedly,
we were a pretty motley crew:€jocks, hippies, preppies, and nerds. No
one player really excelled; we were all about equal in skill. Yet, what we
lacked in the flashy...
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On September 15, 2008, Lehman Brothers, the fourth-largest U.S. investment
bank, filed for bankruptcy, marking the largest bankruptcy in U.S. history and
the burst of the U.S. subprime mortgage crisis. Concerns about the soundness of
U.S. credit and financial markets led to tightened global credit markets around
the world. Spreads skyrocketed. International trade plummeted by double digits,
as figure O.1 illustrates. Banks reportedly could not meet customer demand to
finance international trade operations, leaving a trade finance “gap” estimated at
around $25 billion. The liquidity problem spread from the United States and the
European Union (EU) to developing countries’ markets. As the secondary market
dried up in late 2008,...
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Thirty years ago, surveys were considered little more than hearsay evidence.
Today, however, the use of scientific surveys has gained widespread acceptance
within the federal court system. While the predominant use of surveys
is seen in trademark actions, surveys also are used in trade dress, trade
secrets, truth-in-advertising, Internet marketing, genericness, and even in
patent infringement issues.
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Sustainable tourism, sustainable development through tourism, principles of sustainable
development in tourism and tourism development in terms of sustainable tourism, in the
literature often treated as names for the same phenomenon, are becoming increasingly
interesting for scholars and practicians of tourism from various countries. It results from the
fact that sustainable tourism (at least declaratively – on the institutional level) is considered
as the most desirable form of tourism development on particular reception areas, especially
those which preserved the most natural and cultural authenticity values....
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When I first started writing about credit scores more than a decade ago, few
people knew what these three-digit numbers were or how they worked.
Today most people have at least a vague understanding that credit scores
are important. But they often don’t realize how important—until they get
turned down for a loan or an apartment, or wind up paying more interest or
higher insurance premiums than they expected.
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An MBA is a curious beast: it can accelerate your career, even if it has limited
practical value in day-to-day management.
Top employers hire top MBAs, but not because MBAs have mastered the
mysteries of management. An MBA is a hallmark of personal commitment,
effort, and ambition which employers value more than the actual content of
the MBA course. Bayesian analysis, the Black Scholes option pricing model, and
advanced corporate strategy are all more important in the MBA course than
they are for a manager who is faced with a difficult customer, intransigent colleague,
awkward boss, and a tight project deadline....
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Driven by the necessity to incorporate the observed stylized features of asset
prices, continuous-time stochastic modeling has taken a predominant role
in the financial literature over the past two decades. Most of the proposed
models are particular cases of a stochastic volatility component driven by a
Wiener process superposed with a pure-jump component accounting for the
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The Future of Banking
Edited by Thorsten Beck
A VoxEU.org eBook
.The Future of Banking
A VoxEU.org eBook
.Centre for Economic Policy Research (CEPR)
Centre for Economic Policy Research 3rd Floor 77 Bastwick Street London, EC1V 3PZ UK Tel: +44 (0)20 7183 8801 Fax: +4 (0)20 7183 8820 Email: cepr@cepr.org Web: www.cepr.org © Centre for Economic Policy Research, 2011 ISBN (eBook): 978-1-907142-46-8
.The Future of Banking
A VoxEU.org eBook
Edited by Thorsten Beck
.Centre for Economic Policy Research (CEPR)
The Centre for Economic Policy Research is a network of over 700 Research Fellows and Affiliates, based primarily in European Universities. The Centre coordinates the research activities of its Fellows and Affiliates...
8/30/2018 1:23:56 AM +00:00
It was not to long a go that I was looking forward to a mode
of business where in I could do bulk sales of commodities to
community who could be descent buyers & dealing with whom I
could gain in terms of life style, its systems & finance of course.
In other words I wanted to deal with a set of individuals
who were a class & could seriously bring a change the plight of my
dull life style spent every morning with a set of questions - will I
elevate today? -Will I do better with a job or should I put in efforts
towards orientation...
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Antonia Amberger (A) stellt den Mercedes ihres Ehemannes Hermann Amberger
(H) vor der Ein- und Ausfahrt des dem Emil Esser (E) gehörenden Grundstücks
ab. In der Straße ist das Parken am Fahrbahnrand nicht durch Zeichen 286 oder
283 verboten. Da es Samstagvormittag und somit die Hauptzeit für den Wochenendeinkauf
in den nahe gelegenen Geschäften ist, sind in der Straße viele Kraftfahrzeuge
geparkt, was den Verkehrsfluss erheblich beeinträchtigt. A findet für
das Abstellen des Pkw nur noch den Platz direkt vor der Grundstückseinfahrt. H
sitzt neben A auf dem Beifahrersitz. Da ihm vor kurzem ein Fahrverbot auferlegt
wurde, kann er nicht selbst fahren...
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Die Gesellschaft mit beschränkter Haftung (GmbH) entsteht als juristische Person
durch ihre Eintragung in das Handelsregister. Vor ihrer Eintragung besteht sie als
solche nicht. Allerdings durchläuft die GmbH bis zu ihrer Eintragung zwei Gründungsphasen.
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