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12
INYESTMENT
(ĐẦU T ư )
(Phần II)
TỪ VựNG
y ie ld - rate of return on an investm ent (lợi nhuận đẩu tư).
grow th rate - percentage a t which property increases in value (tỷ lệ tăng trưởng).
op tio n - choice, alternative (quyền chọn mua hoặc bán cổ phiếu)
b u llish - said of the stock m arket when prices are rising (lên giá)
b e a r ish - said of stock m arket when prices are íalling (xuống giá)
sIow dow n - decrease inindustrial production and in other economic activii
(sự trì trệ; cuộc lãn công).
in fla tio n - a process of rising prices (lạm phát)
double-dỉgit (digit = number) - an amount having two digits, such as 17 (hai chữ số).
d ata P r o c e s s in g - m achines th a t handle information (xử lý dữ liệu).
h igh te c h n o lo g y - scientiíic advances applied to new devicces, such as compute:
calculators, etc. (kỹ thuật cao).
b argain - an item bought a t a price th a t the buyer considers low (món hì
thương lượng)
b argain -h u n ters - said of investors who buy stocks when prices are 1<
(người đầu cơ khi giá chứng khoán hạ).
(to h u n t - to Chase anim als for food; [here] teach for eagerly)
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| | c o lle c tib le s - items such as works of art, stam ps, or coins (see below) th a t can
be collected.especially for investm ent purposes (vật giá hiếm do
nhà đầu tư sưu tập).
i1 w .o.rk. s. .o f a r t - paintings or sculpture (statues) (tác phẩm nghệ thuật)
1 d e a le r person conđucting business transactions; íbr example, a trader, a
storekeeper, a broker (thương buôn).
b id offer of money by a buyer for the purchase of something (kêu giá;
ra giá; bỏ thầu)
a u c tỉo n - sale of property to the person whose bid is the highest (sự bán
đấu giá; đấu giá);
co m m sissio n - payment for the Services of an agent or broker, usually a
percentage of the value of the transaction (hoa hồng; phí).
e a rn in g - yield; income (money incomed) on an investm ent or in a business
(lợi tức; thu nhập)
MỞ RỘNG
ỉtra te g y plân of action (chiến lược)
'e c e s s io n period of tem porary economic decline and unemployment
(joblessness) (sự suy thoái).
The govemment vvill reveal new strategies designed to avoid a recession.
o a p p r e c ia te - to increase in value (tăng giá trị; tăng giá).
Investors hope their property will appreciate.
ta m p - a piece of paper placed on an envelope or package to show th at
the fee for mailing has been paid (tem; con niêm).
'oin - a piece of m etal with a certain value th a t isused as currency
(đồng tiền đúc).
Independent nations always issue their own stam ps and coins.
iq u id ity - ability to be converted (changed) in to cash (tính thanh khoản).
Investors are vvorried about the declining liquidity of their
investm ent holdings.
unce - measure of weight used in English-speaking countries, equivalent
to approximately 28 grams (cân đo của Anh) 1 ounce = 28 gr).
The price of an ounce of gold has declined recently.
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B ổSU N G T Ừ V ựN G
b u ll - an investor who counts on prices rising when he or she
stocks (người đầu cơ giá lên; người mua khống).
bear - an investor who counts on prices íalling when he or she
stocks (người đầu ca giá xuống ; người bán khống).
¥
\/
THựC HÀNH TỪ VựNG
0 ĐIỀN VÀO CHỖ TRỐNG CÁC CÂU SAU
1. I’m going to buy these stocks because they’ve been shovving a good__
a) earnings b) growth rate c) commission
2. How much was his_____ on th a t painting a t the auction?
a) ỷluctuation b) bid. c) bargain
3. We can hardly pay for the necessities of life these days w ith this.
inílation.
a) declining b) bullish c) double-digit
4. Beíore acquiring more collectibles, Phil w ants to check th eir_____
a) bargain b) strategy c) liqidity
5. Even dealers in gold coins and jewelry are being badly aífect(
th e_____ m arket.
a) bearish b) recession c) sloivdoum
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: INVESTMENT (Part Two)
t' (Đ Ầ U T ư (P hần H ai))
ti
I) V
f
O’Brein quyết định nghe ý kiến của Carol Levine’s advice. Anh ta có cuộc hẹn
nhà môi giới Jeff H unter dể bàn về việc dầu tư tiền bạc. Bây giờ anh ta dang
ỊŨvăn phòng làm việc của Mr. Hunter.
ừ.H Hello, Mr. 0 ’Brien. It’s good to m eet you. Have a Seat, please.
Ir.O’B Thank you. As you may know, I wanted some advice about how to
invest my aunt’s money. I have alm ost no experience with investm ent
and I feel I don’t have enough knowledge or information to make
intelligent choices. One of your clients, a Ms. Carol Levine,
recommended th a t I see you.
Ir.H Well, I can understand your concem. There are m any investm ent
possibilities, and conditions íluctuate so much nowadays.
lr.O ’B The íĩrst area I thought about was stocks. My wife and I have a few
shares in utility companies already, so stocks are not completely
strange to me.
Ir.H I should tell you th a t th ere are two ways to look a t investing in stocks.
[r.O’B First, there are long-term investments.You can put your money into
stable companies with a relatively secure yield. Or, you can concentrate
on buying stocks th a t promise a good, rapid growth rate and resell
them a t a proíit.
r.H Well, I guess the second option m eans th a t I’d have to watch the stock
m arket pretty carefully. I know I don’t have tim e for that.
r.O’B You’re right.Your investm ent strategies would depend on w hether you
were facing a bullish or bearish market.You’d also have to consider
factors in the economy such as a slowdown or a recession, đouble-digit
inílation, in terest rates, and other things th a t aíTect the companies you
invest in.
r.H I’d like to know w hat kind of stocks you’re been recommending. Which
sectors of the economy have been strong lately? W hat are the areas I
ought to th in k about?
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Well, we’ve had sọme ẹpod rẹgidtệ Ị^ h -y ieM in g ban k sha
Mr.O’B
recently, and experts are predicting these will appreciate quỉckỉy
th e n ear future. The d a ta Processing companies have been doing Y
and high technogoly stpclp have also had high earnings.
M r.H I’ve read th a t th e m arket has been p retty bearỉsh lately. I t m ust b
good tim e for bargain-hunter to ỉnvest.
Mr.O’B True, but bargain-hunters m ustn’t ju st buy stocks unless th ẹy mj
sure th a t th e companies they invest ỉn can m aỉntaỉn th eir grov
through diíĩĩcult tim es. O thenvise those investors m ay be íaced w
declining values.
Mr.H W hat do yổu know about collectibles ? I thought th a t they m ight offe!
some interesting possibilities for investm ent.
Mr.O’B YòuVe got to be careíul w ith coUectiblẽs nowadays. W orks c
art,stam ps and coins are ỉéss ỉn dem anđ now and aré proving rathel
diíTicult to sell. Prices are therefore dropping, and owners 0
collectibles are íinding th e ir liquidity limited.
M r.H I can’t believe it. I t doesn’t seem very long ago th a t dealers
auction-housee were m aking very big commissions. I rem em ber son
very high bids on paintings about ạ yẹar ago.
Mr.O,B Yes, but th á t has changed. Even gold jewelry, which was in great de
because of th e steadily rísing price of gold, has become less popular as
value of an ounce of gold has íalỉen over the Ịast sỉx months.
M r.H Well. You’ve given me spme valuable inỉbrm ation. Let me ta lk th in I
over w ith my wife and r il talk to you again next week.
Mr.O,B Good. Let’s see if we can m ake some money for you!
TRẮC NGHIỆM
a) Dựa trên bài học, tim câu đúng sai
1. Phil 0 ’B rien already owned some stock when he consulted Jeff Huntểr. I
2. Mr. Ơ B rien prefers th e option th a t requires him to w atch th e s to l
m arket carefully.
3. His broker advises Mr. Ơ B rien th a t investm ent stategies depend I
w hether th e stock m arket is bullish or bearish.
4. Mr. Hunter suggests th at inAation and interest, rates aỉso afiect the market. 1
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í 5. Mr. H unter ia uncertain w hether high-yielding bank shares will continue
lị to appreciate.
1 6. D ata Processing and high technology stocks have had a good yield
recentiy, according to Mr. Hunter.
I 7. Mr. Ơ B rien has read th a t prices have been rising in the m arket lately.
8. Mr. H unter doesn’t reconunend investing in colỉectibles because they’re no
I longer as easy to seil as they were before.
1,9, Paintings, unlike stam ps and coins, have not lost any of their liquidity.
10. H er broker thinks th a t Mrs. 0 ’Brien should sell her gold jewelry because
of the steadily rising price of gold.
T rả lờ i c á c c â u h ỏ i s a u
1. W hat are the two ways to look a t investing in stocks?
2. W hat are the factors th a t should be considered by someone who is
developing his inevestm ent strategies?
3. W hat kinds of stocks have been doing well lately?
4. W hat do bargain-hunting investors who buy stocks in a bearish m arket
have to be careful of?
5. W hat are collectibles? Why aren’t they good investm ent nowadays?
B ổ su n g . Viết một đoạn ngắn mô tả vài chiến lược đầu tư mà một người có thể
áp dụng trong thị trường chứng khoán. í ",
XÂY DựNG TỪ VựNG
K ế t h ợ p . Tìm các từ ở cột phải có nghĩa tương tự từ ở cột trái.
1. slowdown a. yield
2. choicce b. process of rising prices
3. sale by bids c. declinỉng
4. decreasing d. liquidity
5. inílation e. payment for broker’s serevices
6. rate of retu m on investm ent f. option
7. commsission g. auction
8. abiỉity to be changed into cash h. a decrease in economic activity
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b) V iế t lạ i c â u . Thay th ế các từ gạch dưới và viết lại các câu sau.
1. You should look into your alternatives beíore you invest in these stocks.
2. M r.Halpem is an investor who counts on pricces íallũig in the stock m arkat.
3. This stock prom ises a very good percentạgẹ of increase in value.
4. The govem m ent is not dealing very successfully w ith th is period 0
tem pọrarv economic decline and iineniplovTTìRnt.
5. We’re hoping our shares in the data Processing company will give us
high income. *
6. Cathy Caruso is an investor who buvs stocks when prices rise.
7. The broker told me my stam ps and coins would be quite diíTcult to se
rith t now.
8. He’s selling these works of a rt now because he’s aíraỉd th eir abilitv to h
converted into cash will be decreasing.
VĂN PHẠM
0 ĐỘNG TỪ KHIẾM KHUYẾT
I f should
You m ust
He ought to
She may consider other
< >
We m ight investm ent strategies.
They can
^ couỉd J
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I f should not (shouldn’t )
You must not (mustn’t)
He ought to ( *‘ )
She < may not (* ' ) invest in
We might not (might not) collectibles now.
They cannot (can’t)
^ could not (couldn’t) -S
Should I
Must you
Ought to he t study the stock
: 'ị•
May ^ she m arket careM ly?
Might we
Can they ^
Could J
Shouldn’t I (Should I not) ^
M ustn’t I (Must I not)
M ightn’t I (Migh I not) /*■ see a broker?
Can’t I (Can I not)
Couldn’t I (Could I not)
0 MỘT VÀI NGHĨA KHÁC CỦA ĐỘNG TỪ KHIẾM KHUYẾT
We have to earn more. = We m ust eam more.
nhưng
We don’t have to eam more. * We m ustn’t e am more.
We don’t have to eam more. = It isn’t necessary for us to e am more.
We m ustn’t e am more. = It is íorbidden for us to eam more.
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We m ust e am more. = We have tọ earn more. hoặc
It would seem th a t we eam ed more.
May I go? = Do I have perm ission to go?
Can I go? = Do I have perm ission to go? hoặc
Am I able to go?
This stock may appreciate. = th is stock m ight appreciate.
We should study th e m arket. = we ought to study the m arket.
Can I go? = Could I go? (Asks perm ission) }
THựC HÀNH CẤU TRÚC CÂU
•
a) Bạn là m ột nhà đầu tư trong thị trường chứng khoán, bạn đến m<
nhà m ôi giới đ ể x ỉn ý kiến. Hãy đổi sang câu hỏi, sử dụng động ti
khiếm k h uyết should.
Ví dụ:
I invest money now. —> Should I invest money now?
1. I consider several options.
2. My wife and I invest in stocks w ith a pretty secure yield.
3. I buy stocks in a bearish m arket.
4. I take into account double-digit inílation.
5. We invest in data Processing companies.
6. I concentrate on high technology stock.
7. I look for bargains in the m arket.
8. We buy collectibìès.
b) Trả lời câu h ỏi dã làm ở bài tập A, sử dụng động từ ought to.
Ví dụ:
“Should I invest money now?”
“Yes, you ought to invest money now.”
c) Trả lời các câu hỏi của nhà m ôi giới khi họ kiểm tra bạn.
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Ví dụ: “Can I sell 20% of your shares in the electríc company?"
“Yes, you may Bell 20% of those sharea.”
1. Can I buy some high-yielding bank shares for you?
2. Can I auggest some new investm ent strategiea to you?
í 8. Can I use a part of your earnings to buy high technology stocka?
4. Can I also invest some of your earnings in data Processing companies?
6. Can I speculate for you on some stocks th a t promise a rapid growth ra te?
6. Can I look into collectibles for you?
I) Biên dối các c&u sau, sử dụng dộng từ m ay d ê diễn đạt sự phỏng đoán.
Ví dụ:
He wants to consider his options. -> He may w ant to conrider his options.
1. They wait until interest rates fall.
2. I watch the stock m arket very carefully.
3. We’re facing a bullish m arket now.
4. Ms. Chen needs some advice on investỉng.
5. The brokers recommend high technology stocks to you.
6. They’re many bargain-hunters in the m arket.
7. Paintings prove diílĩcult to sell.
8. Bank shares offer some good possibiỉities.
) Đọc lọỉ bài tập D, biến dổi lại các c&u, sử dụng m ight d ể d iễn dạt sự
phỏng đoán.
Ví dụ:
He wants to consider his options. -» He m ight w ant to consider his options.
Trả lời các câu hỏi sau, sử dụng dộng từ m ight have + p.p d ể diễn đạt
sự phỏng đoán.
Ví dụ:
"Did Ned earn a lot of money?”
“I’m not sure. He m ỉght have earned a lot of money.”
1. Did Ned buy a lot of stocks?
2. Did he consult a brokerage íìrm?
3. Did he study the stock m arket carefully?
4. Did Ned invest in stocks with a relatively secure yield?
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5. Did h e have shares in utilỉty companies?
6. Did Ned look into coỉlectibles?
7. Did he check th e current lỉquidỉty of works of art?
8. Did he consideí economic factors such as inílation?
g) Đ ọc lạ i b ài tập F và trả lời cá c câu h ỏ ỉ với động từ may + p.p để di
đ ạt sự phỏng đ oán ở quá khứ.
Ví dụ: “Did N ed e a m money?”
T m not sure.He m ay have eam ed money.” *
h) Trả lời câu h ỏ i củ a th ân chủ k h ỉ họ h ỏ i về v iệ c đẩu t ư .
Ví dụ:
“Should Ị w ait to invest until th e m ark et ỉs bullish?”
“Yes, you m ust w ait untỉl th e m arket is bullish.”
1. Should I consỉder some new plans of action?
2. Should I fínd some other options for investing?
3. Should I sell some stocks durỉng this recession?
4. Should I look for some bargain stocks?
5. Should I buy th e bank shares you recommended?
6. Should I dispose of these stocks with declining values?
7. Should I put some of my money into high technology stocks?
8. Should I concentrate on stocks th a t promỉse a rapid growth rate?
I. Trả lởi các câu h ỏ i sau. Sử dụng must trong câu trả lởi đ ể d iễn đ ạt đỉề
ch ắc ch ắn xảy ra.
Ví du:
”W hat tim e does th e stock exchange open?” (9 A.M)
“I don’t know. I t m ust open a t 9 A.M.”
1. How much money are they losing with those stocks? (thousands of dollars)
2. W hen does th e board m eeting start? (around 10:30)
3. W hat’s th e ra te of inũation now? (about 12%)
4. How m any companies do you own stock in? (19 or 20)
5. W here is Mr. Chan now? (with a Client)
6. How old is th a t painting? (250 years old)
7. Who is Je a n Summer? (the new broker)
8. Which of these stocks has the highest growth rate? (the dat
Processing stocks)
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V iết lại các câu tường thuật à th ể nghi vấn. V iết ở dạng giản lược
Ví dụ: They shouỉd buy shares in this company.
-* They shouldn’t buy shares in th is company.
rỉ. We ought to follow our old investm ent strategies.
2. He should have kept only common stock.
3. You m ust sell your sculpture collection. '
4. B arbara m ight have gone to a brokerage íirm.
5. I may try to find a bargain.
6. Their investm ent strategies m ust depend only on íalling prices.
7. You ought to have sold your securities.
8. The slowdown should be continuing.
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■' X Â Y D ựN G C Â U
a) Lựa ch ọn các từ ở cột A, B, c và D đ ể thành ít n h ất 10 cầ u kh ẳng đỊn
với động từ khỉếm khuyết. Thêm t ừ n ế u cầ n th iết.
A B c D
You should be strategies
We m ay sell growth íạ te
P hil Ơ B rien ought to Consider options
T he property m ight invest (in) yield
I m ust appreciate collectibles
These stocks can bụy declining value
The stock m arket could have inílation
The dealer look in to slowdown
B argain-hunters fĩnđ bullỉsh
need data Processing
show auction
make bearish
w ant hight technology
recommend bids
th in k about ỉiquỉdỉty
commỉssion
b) Sắp x ếp lạ i đ ể tạo thành câu trong đó có chứa m ột động từ khiến
khuyết. Thêm từ n ế u cần th iết.
1. options/ought to/other/you/consider
2. we/stocks/invest in/hỉgh technology/should
3. a/face/investors/m ay/m arket/bearish
4. mighưcoins/lim ited/she/find/liquidity/the
5. concentrate on/other/he/possibilities/must/investment.
6. durning/not/buy/share/recession/should/I/the/more
7. may/a/gold/Carol/to/sell/her/jewelry/dealer ( ỉ
8. count on/prices/these/rising/investors/m ight. 1
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c) Lựa ch ọn a h oặc b ở cá c câu sau
li* 1. You_______ to watch the stock m arket carefully.
ii a) ought b) should
ĩì
2 . They______ not invest in a bullish m arket.
a) should b) m ìghtrít
3. Those stocks_______ shown a good growth rate.
a) may b) m ust have
4. “Should I try to sell my coin collection?”
“Yes, you really_______sell it ”
a) m ight have b' ought to
5. “Did Tom consider other economic fractors before he bought those shares?”
‘T m not sure. He_______ ”
a) m ight have b) may
6. She w aits until th e inílation rate drops.
a) may b) m ust have
7. “Can I buy some data Processing stocks for your portíolio?”
“No, y o u _______ ”,
a) should b) may not
8. These bids are too high. We_______ let them go higher.
a) m ustn’t b) m ight
9. “You m ust continue th a t strategy”
“You’re right. I_______
a) m ight b) should
10. These vvorks of a rt_______ be worth half a million dọllars.
a) ought b) m ust
C ase stu d v :
E P ISO D E 1: A n E a r ly I n h e r ita n c e
W hat an incredible week it had been. Friday had arrived none to soon for you. Not
th a t ít had been a bad week, but the phone call on Monday from your G reat Uncle
Jim m y saying th a t he wanted you to have your inheritance early had really shaken
,up your circumstances. Being on the receiving end of $400,000 d id n t happen
'veryday! The rest of the week had been a shambles with ỉegaỉ paperwork, family
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Debit
Credit
Ị-
Expense Liability
A sset Income
Drawings Proprientorship
3. Pick a Liability:
Your biggest customer owes you money
c
You owe a furniture company some money
A Fax Machine
Đ À M THOẠI
ĩởi nội dung:
đột th ân chủ đến công ty môi giới của bạn để xin ý kiến về việc đầu tư của anh ta.
ìiải thích cho anh ta về các chiến lược đầu tư, các yếu tô' kinh tế ảnh hưởng đến
[uyết định việc mua hoặc bán một loại chứng khoán nào đó.
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discussions and constantly thinking about w hat to do w ith all th a t money. At first
early retirem ent (very early!) had been íbrem ost in your mỉnd. But the more you
thought about it, th e less appealing it was. W hat you really w anted to do was be
your own boss, in a business th a t was fun - and successful. You had considered a
lot of options, talked to friends who knew you, asked Uncle Jinuny's advice, and
finally settled on a CD-Shop w ith a wide range of Products. Now came th e hard
part. S ta rtin g a business, and running th a t business successM ly were two diíTerent
things. Fortunately you knew you would have some help in a t least one area,
keeping track of the financial side of things. You had m et a guy nam ed DEAD
CLIP (DC), an odd nam e for sure, but he seemed pretty clued up on thÊ Accounting
thing, he said th a t you could call on him anytim e you needed help.
Today you took your inheritance and opened a bank account in the name of The
Awesome CD-Shop. They were happy to take the deposit. But once you took care of
th a t you w eren't too sure how to classiíy the transaction for accounting purposes. A
quick call to DC and he explained all about the accounting eauation and the need to
"balance the books" so you could be sure th a t the information was accurate. For sure
you wanted accurate information, the goal was a successíul business, not a failure!
R e q u ire d :
Indicate below w hat category should be Debited and w hat category should be
Credited to properly record opening th e bank account:
Q u e stio n s
Please answ er th e questions below. To m ark the questions, press the button a t the
bottom of th e form. Correct answ ers will have th eir 'correct?' check boxes checked.
The help buttons guide you to m aterial if you get stuck.
1. You have ju st paid th e caterers for the huge shop opening party you had last
m onth. Which category would be debited?
a Expense
r A sset
c Drawing
c Liability
r Income
r Proprietorship
And which category would be credited?
c Expense
r A sset
c
Drawing
r Liability
r Income
c Proprietorship
2. You decided to buy a work desk to help create your ’offĩce’. You buy th e desk on
credit. Which categories wpuld you use to record th e transaction?
172
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High
Technology
ỉ Growth stocks
High technology Growth Stocks is a nẹw m onthly investm ent advisory sevice
which concentrates on identifying attractive fast-growing high techonology
companies w ith sales typically in th e $5 million range.
Each issue concentrates on a fast-grow high technology m arket and contaỉns the
í^ụowing major sections: (1) disucssion of th e m ạrket, (2) selected stock of the
m ónth from th e given m arket, (3) other recommended companies serving th a t
m arket, (4) secected high technology new issue of th e m onth, (5) other attractỉve
high technology new issues, (6) a calendar of all high technology new issues for the
m onth, (7) company news on prevỉous and still recommended high technology
stocks and (8) a m aster list w ith statistical data on all reconunended high
technology stocks.
Previous recommendations are followed until delisted. Each reconunnendation includes
an easily understood description of the products/servỉcés oữered by the company.
The editer has had extensive in analyzỉng high technology-oriented m arket and a high
success rate in identiíying/selecting emerging fast-gFOWỈng high technology companies.
Yes, I am interested in emerging fast - High Technology Gowth Stocks
growing high technology growth stocks.
402 Border road
□ Please en ter my subscrỉption to High
Technnlngy firow Stocks Concord.MA 01742
for a year, Enclosed is $30
Name:____________
□ Pỉease en ter my subscription for a 3
m onth triaỉ. Enclosed is $95.
p Please send me back issues covering
th e followỉng m arkets. Address
□ D ata Communications
□ Computers
□ Computer Peripherals Citv
□ Medỉcal Equipment/Supplies
□ CAD/CAM
□ Enclosed is $10 for each back State
issue checked.
175
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B ài đoc thêm:
MAGAZINE ADVERTISEMENT
(Q U Ả N G CÁO T R Ê N TẠ P CHÍ)
9 1 'í
Bây giờ bạn đã hoàn thiện bài học về đầu tư, bạn có thể đọc được phần quảng
ì
“High Technology Grawth Stock”. Trước tiên học thêm những từ và cụm từ dưới đây.
f
issue - an edition of a newspaper or a magazine (sự xuất bản; phát hành)
b a ck ỉssu e - an old issue of a nevvspaper or magazine (tái bản; tái p h á t hành)
ran ge - extent, span, diíTerence (mở rộng; trải qua; phân biệt)
s ta tỉstỉc a l - pertaining to statistics, the Science of quantitative data (thuộc tó
thống kẽ). s
h ig h te c h n o ỉo g y o r ie n te d - concentrating on or interested in high technolog) Ị*
companies (thích ứng kỹ thuật cao). ỉ 1
e m e r g in g - new, Corning into the market unexpectedly (nẩy sinh; xuất hiện) r
su b sc r ip tỉo n - an agreement to receive a certain number of issues of a magaz:
after paying a certain price..., a two-year subscription (sự
bán dài hạn).
e n c lo s e d - placed in an envelope (đính kèm, đính trong này).
(three-m onth) trial-a (three-month) test to see if a product is satisíactory (thử nghiệm
Com puter p e r ip h e ra ls - equipment added to a Computer that widens the ran
of its functions (thiết bị ngoại vi).
Bây giờ hãy đọc tờ quảng cáo và trả lời các câu hỏi.
)1
](
11
0:
174
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U lS O B
13
ELECTRONIC BANKING
(NGHIỆP VỤ NGÂN HÀNG T ự ĐỘNG)
TỪ VựNG
!I
to retire - to stop working, leave one’s job because of age (về hưu)
technology - the use of scientiílc advances in practical ways (công nghệ học).
device - a machine (thiết bị; máy móc).
electronỉc funds transfer - the use of electronic devices to record money moved from
,, one account to another (chuyển ngân quỹ bằng hệ thống tự động).
automatic teller machỉne - an electronic device that períorms simple bank
operations such as deposits and withdrawals (máy trả tiền tự dộng).
code number - a number th a t a bank customer uses to work the autpm atic teller
(mã số).
instant retrieval - immediate recovery of iníorm ation (phục hồi nhanh)
Social Security - a System of government pensions for retired persons (ở nước
Mỹ: tổ chức an sinh xã hội)..
far - reaching - having a great and deep effect (có tác dụng; kết quả lớn)
storage - keeping in a safe place for future use (tàng trữ; bảo quản).
mailing - sending through the postal System (gởi đi qua hệ thống ,ưu điện)
to reduce - to lower, lessen, make less or fewer, make smaller (làm nhỏ đi;
bớt đi).
to item ize - to make a list of the items or details of som ething (liệt kê)
177
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0 CÂU HỎI
1. How oíĩend is High Technology Groiuth Stocks pubỉished?
2. W hat does H igh Technology Groivth Stocks concentrate on?
3. W hat is th e range of sales in these high technology companies?
4. W hat are th e major sections in th e publication?
5. W hat does the m aster list in (8) show?
6. W hat does each recom mendation include?
7. W hat do you know about th e editor of th e publication from th is advertisem ent?
8. W hat is th e price of a one-year subscription to High Technology Grouìth Stocks
9. W hat does it cost to try H igh Technology Groiuth Stocks for th ree m onths?
10. Are you billed by mail for th e subscríption and back issues?
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