Selected Investment Funds (SIF) Fund Insert

® Selected Investment Funds (SIF) Fund Insert This document forms an integral part of the Key Features Document and should be read alongside the Key Features Document and the Effect of Charges Insert. December 2012 2 What is Selected Investment Funds? The Selected Investment Funds are Accounts in your name in which you can hold Open Ended Investment Companies (OEICs) and unit trusts from a range of selected investment companies. HSBC Trust Company (UK) Limited is the Account Manager for the Selected Investment Funds Plan and the Selected Investment Funds ISA. The Financial Services Authority is the independent financial services regulator. It requires us, HSBC Trust Company (UK) Limited, to give you this important information. Contents Aberdeen Unit Trust Managers Limited 4 BNY Mellon Fund Managers Limited 5 Fidelity Investment Services Limited 6 First State Investments (UK) Limited 8 Henderson Investment Funds Limited 9 HSBC Global Asset Management (UK) Limited 10 Invesco Fund Managers Limited 14 JPMorgan Funds Limited 16 Jupiter Unit Trust Managers Limited 18 M&G Securities Limited 19 Schroder Unit Trusts Limited 20 3 This document provides a list of all funds and share classes available within SIF together with details of features and charges. Important Notes When reading this fund insert you should be aware of the following: Key Investor Information Document (KIID) Before making a decision to invest (including additional investments and/or switching into new fund(s) and/or share classes) you should make sure you have received and read the latest version of the KIID (where available) for your chosen fund(s) and share class(es). The KIID should be read in conjunction with this SIF Fund Insert as well as the Effect of Charges Insert, Key Features Document and Terms and Conditions. You can obtain a KIID (where available) for your chosen fund(s) and share class(es) from your financial adviser or by calling our investments helpline on 08456 076 180. Lines are open from 8am - 6pm (some options 9am - 5pm) Monday to Friday (excluding public holidays). To help us continually improve our services and in the interests of security, we may monitor and/or record your communications with us. The KIIDs are provided for your information by the investment company administering the fund. HSBC Trust Company (UK) Limited is not responsible for the reliability or accuracy of the data provided by third parties. There may be funds that will not have a KIID available and if this is the case a Simplified Prospectus can be provided for that fund by contacting us on the telephone number above. Legacy & Clean Share classes As well as indicating whether a fund offers income and/or accumulation share classes we will also advise you whether a share class is “clean” or “legacy”. Legacy share classes are available on all funds within SIF however, not all funds will offer clean share classes. Further details regarding legacy and clean share classes can be found under “What are legacy and clean share classes?” and “What are the Charges?” in the Key Features Document. Account Fee If you invest into the clean share class of a fund you will be charged an Account Fee. Further details regarding the Account Fee can be found under “What are the Charges?” section of the Key Features Document and the “Charges” clause in the Terms and Conditions. 4 Aberdeen Unit Trust Managers Limited A comparison of features and charges: KIID available Share types & Class available Legacy/ Clean Share class Distribution Dates Distribution Type interest/ Dividend Account Fee (clean Share Classes only)*1 Initial Charge (legacy Share Classes only)*2 Annual Management Charge (AMC)*3*5 Other Where Expenses*4 AMC *5 Taken from UK Y A Income Legacy 30 Apr, Equity A Accumulation 31 Oct Fund Y I Income Clean 30 Apr, I Accumulation 31 Oct Dividend N/A 1% Dividend 0.39% 0% 1.50% 0.11% 0.75% 0.11% Capital Capital *1 The Account Fee only applies to clean share classes and is taken by HSBC Trust Company (UK) Limited for services provided in connection with your account. *2 The initial charge shown above only applies to investments bought through SIF and therefore may vary to the “entry charge” shown in the KIID. *3 HSBC Trust Company (UK) Limited will receive a maximum of 50% of the AMC from Aberdeen Unit Trust Managers Limited, paid monthly. This payment is only taken on legacy share classes. This does not affect the charges paid by you. The AMC is taken within each fund by the investment company. It covers the cost of the investment company managing the fund and is reflected in the price of the shares. You will not see this charge shown on a statement as it is reflected in the price of the shares rather than being taken from each individual’s investment *4 The other expenses will be taken from either income or capital as appropriate. Further information can be found in the KIID or the prospectuses for the Funds. These documents are available on request. *5 The KIID states an “Ongoing charge” which is the total of the AMC and Other expenses. Fund specific risks Details of specific risks relating to the funds in the table above are shown in the KIID which can be provided by contacting us on 08456 076180. Lines are open from 8am - 6pm (some options 9am -5pm) Monday to Friday (excluding public holidays). To help us continually improve our services and in the interests of security, we may monitor and/or record your communications with us. Valuation Point All of the Funds are valued at 12.00 noon, each Business Day. Authorised Corporate Director Aberdeen Unit Trust Managers Limited,10 Queen’s Terrace, Aberdeen AB10 1YG. Aberdeen Unit Trust Managers Limited is authorised and regulated by the Financial Services Authority and is entered on the Financial Services Authority register as number 121803. Depositary National Westminster Bank Plc, Trustee and Depositary Services, 50 South Gyle Crescent, Edinburgh, EH12 9LD. National Westminster Bank Plc is authorised and regulated by the Financial Services Authority and is entered on the Financial Services Authority register as number 121878. Custodian BNP Paribas Securities Services, 55 Moorgate, London EC2R 6PA. BNP Paribas Securities Services is authorised and regulated by the Financial Services Authority and is entered on the Financial Services Authority register as number 206940. 5 BNY Mellon Fund Managers Limited A comparison of features and charges: Newton UK Equity Fund Newton Oriental Fund KIID available Y Y Y Y Share types & Class available Accumulation W Income W Accumulation Accumulation W Income W Accumulation Legacy/ Clean Share class Legacy Clean Legacy Clean Distribution Dates 28 Feb, 31 May, 31 Aug, 30 Nov 28 Feb, 31 May, 31 Aug, 30 Nov 31 Oct 31 Oct Distribution Type interest/ Dividend Dividend Dividend Dividend Dividend Account Fee (clean Share Classes only)*1 N/A 0.39% N/A 0.39% Initial Charge (legacy Share Classes only)*2 1% 0% 1% 0% Annual Management Charge (AMC)*3*5 1.50% 0.75% 1.50% 0.75% Other Where Expenses*4 AMC *5 Taken from 0.11% Income 0.04% Income 0.15% Income 0.09% Income *1 The Account Fee only applies to clean share classes and is taken by HSBC Trust Company (UK) Limited for services provided in connection with your account. *2 The initial charge shown above only applies to investments bought through SIF and therefore may vary to the “entry charge” shown in the KIID. *3 HSBC Trust Company (UK) Limited will receive a maximum of 50% of the AMC from BNY Mellon Fund Managers Limited, paid monthly. This payment is only taken on legacy share classes. This does not affect the charges paid by you. The AMC is taken within each fund by the investment company. It covers the cost of the investment company managing the fund and is reflected in the price of the shares. You will not see this charge shown on a statement as it is reflected in the price of the shares rather than being taken from each individual’s investment *4 The other expenses will be taken from either income or capital as appropriate. Further information can be found in the KIID or the prospectuses for the Funds. These documents are available on request. *5 The KIID states an “Ongoing charge” which is the total of the AMC and Other expenses. Fund specific risks Details of specific risks relating to the funds in the table above are shown in the KIID which can be provided by contacting us on 08456 076180. Lines are open from 8am - 6pm (some options 9am -5pm) Monday to Friday (excluding public holidays). To help us continually improve our services and in the interests of security, we may monitor and/or record your communications with us. Valuation Point All of the Funds are valued at 12.00 noon, each Business Day. Authorised Corporate Director BNY Mellon Fund Managers Limited, 160 Queen Victoria Street, London EC4V 4LA. BNY Mellon Fund Managers Limited is authorised and regulated by the Financial Services Authority and is entered on the Financial Services Authority register as number 122007. Depositary National Westminster Bank plc, 135 Bishopsgate, London EC2M 3UR. National Westminster Bank plc is authorised and regulated by the Financial Services Authority and is entered on the Financial Services Authority register as number 121878. ... - tailieumienphi.vn