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  1. Money
  2. Phrasal Verbs to Learn Phrase Transcript Audio Meaning Example to keep money (for a He saved up for a year for a new /se v p/ particular purpose) save up motorbike. (Tiết kiệm tiền)
  3. to spend a lot of money When his father died, he inherited a on something that is not splash large property and constantly /splæ a t/ essential out (on) splashed out on useless parties. (Tiêu pha vào những thứ không thực sự cần) to reduce expenditure Although we had to cut back on cut back /k t bæk/ (on) (Giảm chi tiêu) spending, our life is still difficult. to spend money on something (when it's shell out I had to shell out a hundred dollars expensive) / el a t/ (on) on the dinner with her. (Tiêu xài cho việc gì - khi giá cả đắt đỏ) to have just enough They are finding it increasingly money to live on get by / et ba / difficult to get by since their daughter was born. (Chỉ đủ vừa sống) /ta d to help sb operate This $50 will tide me over until I tide over ə və(r)/ through a difficult get paid.
  4. period (Giúp ai đó qua khỏi giai đoạn khó khăn) to repay the money borrowed She would have got angry if I pay back /pe bæk/ hadn't paid her back. (Trả lại số tiền đã vay mượn) Reading & Listening Các bạn hãy đọc đoạn văn dưới đây để hiểu hơn về cách sử dụng của các cụm động từ trong bài học. 00:00 Vietnam's Economy Review Another year has come on earth, and it is time to review Vietnam's economy situation throughout the entire year of 2012, a year full of
  5. challenges. Vietnam's economy expanded at its lowest rate in the last 13 years due to rising bad debt levels while foreign investment rate and consumer spending growth slowed. This has badly affected the daily life of both laborers and business. In spite of the fact that inflation has eased, prices remained high in Vietnam in 2012. Employees had to try their best to get by on such a small salary. Different from previous years, it was almost impossible for laborers to save up their monthly earnings. The slowdown in economic growth has not only affected employees's life, but also hurt businesses' benefits, especially in the travelling and industrial sectors. In 2012, it seemed that people were unwilling to shell out a lot of money to buy luxurious goods or splash on a trip around far- away locations like Europe; instead they visited local beauty spots to cut back on expenses. In order to help tide over enterprises during difficulties, many solutions were created. Most noticeably, on May 4th, the State Bank of Vietnam issued a circular, imposing a 15 percent cap on lending interest rates for the four preferential sectors. However, bank loans with such low interest rate are still beyond the reach of many enterprises, and most of the businesses have to pay back the loans with
  6. the per annum rate from 16 to 18 percent. 2012 has passed, and another year has come. Where our national economy is going next is now entirely up to precise decisions from the Government. In order to achieve higher economic growth in 2013, efforts from all sides are required. Short Conversations Các bạn hãy nghe các mẩu hội thoại dưới đây để hiểu hơn về cách sử dụng của các cụm động từ trong bài học. A: I've heard that you just shelled out on a nice car, didn't you? 00:00 B: Yeah. I have saved up for more than two years for it. It's really worth it. A: Why are you always going shopping and splashing out on mountains of dresses while you constantly complain that you don't have much 00:00 money? B: Well... Actually I always try hard to cut back on daily expenses, but
  7. I can't stop spending on such beautiful clothes. Am I a shopaholic? A: Could you lend me $50, please? It's urgent. I promise to pay you back next week. 00:00 B: I'm really sorry. I'm broke myself. I only have about $50 left to get by. It tides me over until the end of this month.
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