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Part III
English on the Go
W
In this part . . .
e hope that you get the opportunity to visit the
UK, and to practise your English while you are
there. The first thing you need to pack is this book! In this
part, we give you lots of phrases related to travel and
moving around that you can use. We help you to deal with
banks and credit cards, and show you where and how to
change money. We also help you with travel arrangements
such as booking into a hotel, or asking for directions and
using public transport in a new city. We include a chapter
on how to handle emergencies, and how to describe
health problems, as well as legal issues.
We hope you won’t need to use the emergencies chapter,
and that you’ll spend most of your time referring to the
travel sections. Enjoy your trip to the UK!
Chapter 11
Money, Money, Money
In This Chapter
▶ Using cash machines and credit cards in the UK
▶ Visiting the bank
▶ Changing money
▶ Sending and receiving money to and from another country
R
egardless of the amount of money you have to spend while you’re in
Britain, whether on holiday or working, this chapter is a good place to
find out the ins and outs of spending it.
Like a lot of countries, Britain relies more on ‘plastic’ (credit and debit cards)
than it does on cash these days, and it’s more normal to pay by card than
any other way. You can still pay in cash, of course, and use cash machines at
most major banks and building societies as well as in large shopping centres.
Splashing the Cash: Coins and Notes
Unlike most of continental Europe, Britain hasn’t joined the euro currency
yet and still retains its own currency made up of ‘pounds’ and ‘pence’.
The coins in Britain are the following:
✓ 1p (one pence, or one ‘p’)
✓ 2p
✓ 5p
✓ 10p
✓ 20p
✓ 50p
✓ £1 (one pound)
✓ £2
198
Part III: English on the Go
And the notes are:
✓ £5 (five pounds)
✓ £10
✓ £20
✓ £50
Banknotes are different colours so they’re easy to distinguish from each other.
You find a picture of the Queen on each of them. Besides the Queen, you also
find pictures of famous people on the banknotes. These change, but currently
they are: Elizabeth Fry, social reformer (£5); Charles Darwin, naturalist (£10);
Sir Edward Elgar, composer (£20); Adam Smith, moral philosopher (£20); and
Sir John Houblon, former governor of the Bank of England (£50).
Here are some useful words for talking about money:
Words to Know
pay (in) cash
pay by cheque
pay by card
pay in a cheque
cash a cheque
take money out
pay money in
cashier
safety deposit box
coins
notes
‘Do you take cards?’
Getting Your Money from
a Cash Machine
Some people like machines that talk (not us – we hate getting into lifts and
being talked to: doors closing . . . going up . . .), and you need to get used to a
certain type of language when dealing with them. If you use a cash card from
your home country, you may get offered a menu in your own language, but
more often than not you have to get your cash out in English. Here’s what
you need to know:
1. Insert your card, enter your PIN (Personal Identification Number,
which is your four-digit number) and push the green confirm button.
Chapter 11: Money, Money, Money
2. Select a service, such as withdrawing cash.
You can also check how much money you have (your balance), and
other things.
3. Select the amount you want to withdraw or enter a particular amount.
4. Decide whether you want a receipt.
You’re usually given a choice of viewing the receipt on the screen, printing it out or not having a receipt at all.
5. Take your card, then take your cash and receipt.
Many cash machines make a noise at this point to remind you that your
cash is waiting. If you don’t take your cash pretty quickly you may find
the machine taking it back!
Sometimes something may go wrong and the machine may ‘swallow’ your
card (keep it). A telephone number to call is generally displayed on the
machine in case of emergencies.
Make a note in your diary of the telephone numbers on the back of your credit
and debit cards – if you lose your cards or somebody steals them, you can
phone and cancel them before someone spends all your money!
Hello!
Funny money
Here are some useful phrases connected with
money:
✓ Pay through the nose for something (pay
too much money for something): ‘He paid
through the nose for that car.’
✓ Cost an arm and a leg (cost a lot of money):
‘That meal cost an arm and a leg.’
✓ Be worth a pretty penny (have a high value):
‘That new house of theirs must be worth a
pretty penny.’
✓ Not have two pennies to rub together
(be very poor): ‘Since he lost his job they
haven’t had two pennies to rub together.’
✓ Go Dutch (share the costs between people):
‘Shall we go Dutch on dinner?’
✓ Be hard up (not have a lot of money): ‘I’m
really hard up this month since I paid all the
bills.’
✓ Be on the house (free, paid by the owner):
‘It’s my birthday,’ said the owner, ‘drinks
are on the house.’
✓ Laugh all the way to the bank (make a lot of
money). ‘Since they published their book
they’ve been laughing all the way to the bank.’
✓ Have more money than sense (spend too
much money carelessly). ‘He’s bought
another sports car – he’s got more money
than sense.’
✓ Set you back (cost): ‘A house like that will
probably set you back about £300,000.’
199
nguon tai.lieu . vn
English on the Go
W
In this part . . .
e hope that you get the opportunity to visit the
UK, and to practise your English while you are
there. The first thing you need to pack is this book! In this
part, we give you lots of phrases related to travel and
moving around that you can use. We help you to deal with
banks and credit cards, and show you where and how to
change money. We also help you with travel arrangements
such as booking into a hotel, or asking for directions and
using public transport in a new city. We include a chapter
on how to handle emergencies, and how to describe
health problems, as well as legal issues.
We hope you won’t need to use the emergencies chapter,
and that you’ll spend most of your time referring to the
travel sections. Enjoy your trip to the UK!
Chapter 11
Money, Money, Money
In This Chapter
▶ Using cash machines and credit cards in the UK
▶ Visiting the bank
▶ Changing money
▶ Sending and receiving money to and from another country
R
egardless of the amount of money you have to spend while you’re in
Britain, whether on holiday or working, this chapter is a good place to
find out the ins and outs of spending it.
Like a lot of countries, Britain relies more on ‘plastic’ (credit and debit cards)
than it does on cash these days, and it’s more normal to pay by card than
any other way. You can still pay in cash, of course, and use cash machines at
most major banks and building societies as well as in large shopping centres.
Splashing the Cash: Coins and Notes
Unlike most of continental Europe, Britain hasn’t joined the euro currency
yet and still retains its own currency made up of ‘pounds’ and ‘pence’.
The coins in Britain are the following:
✓ 1p (one pence, or one ‘p’)
✓ 2p
✓ 5p
✓ 10p
✓ 20p
✓ 50p
✓ £1 (one pound)
✓ £2
198
Part III: English on the Go
And the notes are:
✓ £5 (five pounds)
✓ £10
✓ £20
✓ £50
Banknotes are different colours so they’re easy to distinguish from each other.
You find a picture of the Queen on each of them. Besides the Queen, you also
find pictures of famous people on the banknotes. These change, but currently
they are: Elizabeth Fry, social reformer (£5); Charles Darwin, naturalist (£10);
Sir Edward Elgar, composer (£20); Adam Smith, moral philosopher (£20); and
Sir John Houblon, former governor of the Bank of England (£50).
Here are some useful words for talking about money:
Words to Know
pay (in) cash
pay by cheque
pay by card
pay in a cheque
cash a cheque
take money out
pay money in
cashier
safety deposit box
coins
notes
‘Do you take cards?’
Getting Your Money from
a Cash Machine
Some people like machines that talk (not us – we hate getting into lifts and
being talked to: doors closing . . . going up . . .), and you need to get used to a
certain type of language when dealing with them. If you use a cash card from
your home country, you may get offered a menu in your own language, but
more often than not you have to get your cash out in English. Here’s what
you need to know:
1. Insert your card, enter your PIN (Personal Identification Number,
which is your four-digit number) and push the green confirm button.
Chapter 11: Money, Money, Money
2. Select a service, such as withdrawing cash.
You can also check how much money you have (your balance), and
other things.
3. Select the amount you want to withdraw or enter a particular amount.
4. Decide whether you want a receipt.
You’re usually given a choice of viewing the receipt on the screen, printing it out or not having a receipt at all.
5. Take your card, then take your cash and receipt.
Many cash machines make a noise at this point to remind you that your
cash is waiting. If you don’t take your cash pretty quickly you may find
the machine taking it back!
Sometimes something may go wrong and the machine may ‘swallow’ your
card (keep it). A telephone number to call is generally displayed on the
machine in case of emergencies.
Make a note in your diary of the telephone numbers on the back of your credit
and debit cards – if you lose your cards or somebody steals them, you can
phone and cancel them before someone spends all your money!
Hello!
Funny money
Here are some useful phrases connected with
money:
✓ Pay through the nose for something (pay
too much money for something): ‘He paid
through the nose for that car.’
✓ Cost an arm and a leg (cost a lot of money):
‘That meal cost an arm and a leg.’
✓ Be worth a pretty penny (have a high value):
‘That new house of theirs must be worth a
pretty penny.’
✓ Not have two pennies to rub together
(be very poor): ‘Since he lost his job they
haven’t had two pennies to rub together.’
✓ Go Dutch (share the costs between people):
‘Shall we go Dutch on dinner?’
✓ Be hard up (not have a lot of money): ‘I’m
really hard up this month since I paid all the
bills.’
✓ Be on the house (free, paid by the owner):
‘It’s my birthday,’ said the owner, ‘drinks
are on the house.’
✓ Laugh all the way to the bank (make a lot of
money). ‘Since they published their book
they’ve been laughing all the way to the bank.’
✓ Have more money than sense (spend too
much money carelessly). ‘He’s bought
another sports car – he’s got more money
than sense.’
✓ Set you back (cost): ‘A house like that will
probably set you back about £300,000.’
199