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6/29/2011 INVESTMENT COMPANY INSTITUTE The U.S. Retirement Market First Quarter 2011 Table 1 Table 2 Table 3 Table 4 Table 5 Table 6 Table 7 Table 8 Table 9 Table 10 Table 11 Table 12 Table 13 Table 14 Table 15 Table 16 Table 17 Table 18 Table 19 Table 20 Table 21 Table 22 Table 23 Methodology References Suggested citation: U.S. Retirement Market U.S. Total Retirement Market Assets Equity and Bond Returns Retirement Assets` Share of Household Financial Assets Defined Contribution Plans Defined Contribution Plan Assets by Type of Plan 403(b) Plan Assets and Share of Total 403(b) Plan Assets by Type of Institution Individual Retirement Accounts (IRAs) IRA Assets by Type of Institution IRA Assets by Type of IRA Traditional IRA Assets and Flows Roth IRA Assets and Flows Employer-Sponsored IRAs Assets and Flows SIMPLE IRA Plans and Participants for a Sample of Mutual Fund Companies Retirement Account Assets Invested in Mutual Funds Defined Contribution Plan Holdings of Mutual Funds by Type of Plan Defined Contribution Plan Holdings of Mutual Funds by Type of Fund IRA Holdings of Mutual Funds by Type of IRA IRA Holdings of Mutual Funds by Type of Fund Estimated Net New Cash Flow to Mutual Funds from Retirement Accounts by Type of Fund Variable Annuity Mutual Fund Assets Non-Retirement Variable Annuity Mutual Fund Assets by Type of Fund Mutual Fund Retirement Assets by Type of Account and Fund Target Date Mutual Fund Assets Lifestyle Mutual Fund Assets Index Mutual Fund Assets Mutual Fund Retirement Account Assets as Share of Mutual Fund Assets Retirement Data Methodolgy References Investment Company Institute. 2011. “The U.S. Retirement Market, First Quarter 2011” (June). http://www.ici.org/info/ret_11_q1_data.xls. Investment Company Institute © 6/29/2011 Table 1 U.S. Total Retirement Market Assets Billions of dollars, end-of-period, 1974–2010, 2007:Q1–2011:Q1 IRAs 1974 $0 1975 3 1976 6 1977 9 1978 14 1979 20 1980 25 1981 37 1982 68 1983 106 1984 159 1985 241 1986 329 1987 404 1988 469 1989 546 1990 636 1991 776 1992 872 1993 993 1994 1,056 1995 1,288 1996 1,467 1997 1,728 1998 2,150 1999 2,651 2000 2,629 2001 2,619 2002 2,533 2003 2,993ᵉ 2004 3,299 2005 3,652ᵉ 2006 4,207ᵖ 2007 4,784ᵖ 2008 3,585ᵉ 2009 4,251ᵉ 2010 4,710ᵉ 2007:Q1 4,348ᵉ 2007:Q2 4,623ᵉ 2007:Q3 4,802ᵉ 2007:Q4 4,784ᵖ 2008:Q1 4,550ᵉ 2008:Q2 4,540ᵉ 2008:Q3 4,150ᵉ 2008:Q4 3,585ᵉ 2009:Q1 3,430ᵉ 2009:Q2 3,768ᵉ 2009:Q3 4,105ᵉ 2009:Q4 4,251ᵉ 2010:Q1 4,390ᵉ 2010:Q2 4,156ᵉ 2010:Q3 4,472ᵉ 2010:Q4 4,710ᵉ 2011:Q1 4,861ᵉ DC plans1 $65 87 97 108 126 152 194 213 267 327 379 509 567 654 719 855 892 1,060 1,161 1,319 1,406 1,717 1,961 2,343 2,640 3,001 2,970 2,665 2,471 3,044 3,344 3,622 4,147 4,444 3,416 4,084 4,533 4,228 4,408 4,493 4,444 4,212 4,223 3,916 3,416 3,303 3,617 3,939 4,084 4,229 4,039 4,308 4,533 4,696 Private DB plans $130 178 203 217 258 302 373 391 482 583 602 813 839 827 831 945 922 1,073 1,098 1,212 1,303 1,496 1,623 1,798 1,948 2,117 2,009 1,845 1,670 2,025 2,162 2,310 2,557 2,621 1,880 2,132 2,289 2,584 2,694 2,702 2,621 2,444 2,403 2,224 1,880 1,748 1,896 2,067 2,132 2,197 2,079 2,181 2,289 2,346 State and local government pension plans $88 104 119 131 153 168 197 223 260 302 349 405 481 537 603 706 742 868 957 1,066 1,117 1,354 1,538 1,825 2,063 2,360 2,340 2,250 1,974 2,396 2,621 2,763 3,157 3,298 2,415 2,760 3,024 3,201 3,346 3,359 3,298 3,073 3,044 2,848 2,415 2,257 2,458 2,677 2,760 2,857 2,641 2,815 3,024 3,131 Federal pension plans2 $38 42 47 53 60 68 77 87 99 114 132 172 202 233 267 304 340 382 426 468 512 541 606 659 716 774 797 860 894 958 1,023 1,072 1,141 1,197 1,221 1,324 1,415 1,132 1,133 1,155 1,197 1,171 1,179 1,188 1,221 1,192 1,215 1,250 1,324 1,318 1,311 1,336 1,415 1,413 Annuities3 Total $47 $368 55 469 68 539 79 598 93 704 109 819 130 995 150 1,101 180 1,355 207 1,639 238 1,860 181 2,321 226 2,643 234 2,889 291 3,181 338 3,694 391 3,923 423 4,582 473 4,988 522 5,581 526 5,920 582 6,978 626 7,820 658 9,012 818 10,335 928 11,832 951 11,696 1,041 11,280 1,001 10,543 1,125 12,543 1,332 13,782 1,443 14,863 1,521 16,730 1,600 17,945 1,376 13,892 1,471 16,022 1,593 17,565 1,541 17,033 1,588 17,793 1,613 18,124 1,600 17,945 1,545 16,994 1,536 16,926 1,485 15,811 1,376 13,892 1,349 13,279 1,395 14,348 1,455 15,493 1,471 16,022 1,505 16,496 1,458 15,684 1,526 16,638 1,593 17,565 1,637 18,084 1This category includes 403(b) plans, 457 plans, and private employer-sponsored DC plans (including 401(k) plans). ² Federal pension plans include U.S. Treasury security holdings of the civil service retirement and disability fund, the military retirement fund, the judicial retirement funds, the RailroadRetirement Board, and the foreign service retirement and disability fund. These plans also include securities held in the National Railroad Retirement Investment Trust and Federal Employees Retirement System (FERS) Thrift Savings Plan (TSP). Although the TSP is similar to a 401(k) plan, assets held by the TSP are included in federal government retirement assets and are not included in the DC plan total. At year-end 2009, the TSP held $203 billion in net assets. For more details regarding the TSP, see Clifton Gunderson LLP 2010. ³ Annuities include all fixed and variable annuity reserves at life insurance companies less annuities held by IRAs, 403(b) plans, 457 plans, and private pension funds. Some of these annuity reserves represent assets of individuals held outside retirement plan arrangements and IRAs; however, information to separate out such reserves is not available. Because annuities held in IRAs, 457 plans, and 403(b) plans are netted from the Flow of Funds Accounts annuities (life insurance pension fund reserves) figure and reported in thier respective categories by ICI, ICI reports a lower annuities total than the Flow of Funds Accounts (see Federal Reserve Board 2010). ᵉ Data are estimated. ᵖ Data are preliminary. Note: Components may not add to the total because of rounding. Sources: Investment Company Institute, Federal Reserve Board, National Association of Government Defined Contribution Administrators, American Council of Life Insurers, and Internal Revenue Service Statistics of Income Division Investment Company Institute © 6/29/2011 Table 2 Equity and Bond Returns Percent change in total return index, 1996–2010, 2007:Q1–2011:Q1 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2007:Q1 2007:Q2 2007:Q3 2007:Q4 2008:Q1 2008:Q2 2008:Q3 2008:Q4 2009:Q1 2009:Q2 2009:Q3 2009:Q4 2010:Q1 2010:Q2 2010:Q3 2010:Q4 2011:Q1 Total return on equities1 23.0 33.4 28.6 21.0 -9.1 -11.9 -22.1 28.7 10.9 4.9 15.8 5.5 -37.0 26.5 15.1 0.6 6.3 2.0 -3.3 -9.4 -2.7 -8.4 -21.9 -11.0 15.9 15.6 6.0 5.4 -11.4 11.3 10.8 5.9 Total return on bonds2 3.6 9.6 8.7 -0.8 11.6 8.5 10.1 4.2 4.5 2.6 4.3 7.2 7.0 5.1 6.3 1.5 -0.6 3.0 3.1 2.6 -1.2 -0.1 5.6 0.2 1.2 3.6 0.0 1.5 3.7 2.4 -1.3 0.4 1 The total return on equities reported is the S&P 500, which is an index consisting of 500 U.S. stocks chosen for market size, liquidity, and industry group representation. 2 The total return on bonds reported is the Citigroup Broad Investment Grade Bond Index, which is a broad U.S. index consisting of Treasuries, agency debt, corporate credit, noncorporate credit, mortgage-backed securities, and asset-backed securities. Sources: Investment Company Institute, Bloomberg, Standard & Poor`s, and Citigroup Investment Company Institute © 6/29/2011 Table 3 Retirement Assets` Share of Household Financial Assets Retirement assets and household financial assets, end-of-period, 1974–2010, 2007:Q1–2011:Q1 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2007:Q1 2007:Q2 2007:Q3 2007:Q4 2008:Q1 2008:Q2 2008:Q3 2008:Q4 2009:Q1 2009:Q2 2009:Q3 2009:Q4 2010:Q1 2010:Q2 2010:Q3 2010:Q4 2011:Q1 Total retirement market assets Billions $368 469 539 598 704 819 995 1,101 1,355 1,639 1,860 2,321 2,643 2,889 3,181 3,694 3,923 4,582 4,988 5,581 5,920 6,978 7,820 9,012 10,335 11,832 11,696 11,280 10,543 12,543 13,782 14,863 16,730 17,945 13,892 16,022 17,565 17,033 17,793 18,124 17,945 16,994 16,926 15,811 13,892 13,279 14,348 15,493 16,022 16,496 15,684 16,638 17,565 18,084 Total household financial assets Billions $3,202 3,663 4,148 4,426 4,956 5,682 6,558 6,949 7,535 8,306 8,815 9,949 11,066 11,723 12,855 14,180 14,497 16,059 16,909 18,186 18,859 21,456 23,347 26,650 29,980 34,417 33,280 32,145 30,169 35,265 39,067 42,851 48,082 50,566 41,238 44,483 47,683 49,294 50,662 51,059 50,566 48,865 48,054 45,917 41,238 39,992 41,273 43,728 44,483 45,403 43,981 45,265 47,683 48,847 Share* Percent 11% 13 13 14 14 14 15 16 18 20 21 23 24 25 25 26 27 29 29 31 31 33 33 34 34 34 35 35 35 36 35 35 35 35 34 36 37 35 35 35 35 35 35 34 34 33 35 35 36 36 36 37 37 37 *Share is the percentage of total household financial assets held in the retirement market. Sources: Investment Company Institute, Federal Reserve Board, National Association of Government Defined Contribution Administrators, American Council of Life Insurers, and Internal Revenue Service Statistics of Income Division Investment Company Institute © 6/29/2011 Table 4 Defined Contribution Plan Assets by Type of Plan Billions of dollars, end-of-period, 1994–2010, 2007:Q1–2011:Q1 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2007:Q1 2007:Q2 2007:Q3 2007:Q4 2008:Q1 2008:Q2 2008:Q3 2008:Q4 2009:Q1 2009:Q2 2009:Q3 2009:Q4 2010:Q1 2010:Q2 2010:Q3 2010:Q4 2011:Q1 401(k) plans1 $675 864 1,061 1,264 1,541 1,790 1,725 1,682 1,573 1,922 2,189 2,396 2,768 2,982 2,230 2,725ᵉ 3,056ᵉ 2,831ᵉ 2,957ᵉ 3,020ᵉ 2,982 2,815ᵉ 2,835ᵉ 2,595ᵉ 2,230 2,155ᵉ 2,385ᵉ 2,620ᵉ 2,725ᵉ 2,835ᵉ 2,714ᵉ 2,900ᵉ 3,056ᵉ 3,175ᵉ 403(b) plans $271 319 356 426 437 526 518 443 434 534 573 617 689 734 619 700 758 699 728 742 734 707 715 679 619 602 643 688 700 719 681 723 758 778 457 plans $34 42 52 72 94 112 110 105 98 117 130 143 158 173 140 169 189 161ᵉ 172ᵉ 174ᵉ 173 166ᵉ 165ᵉ 156ᵉ 140 136ᵉ 150ᵉ 162ᵉ 169 174ᵉ 168ᵉ 179ᵉ 189ᵉ 195ᵉ Other DC plans2 Total $426 $1,406 492 1,717 492 1,961 581 2,343 568 2,640 572 3,001 618 2,970 434 2,665 366 2,471 471 3,044 453 3,344 466 3,622 531 4,147 555 4,444 427 3,416 490 4,084 530 4,533 536 4,228 550 4,408 558 4,493 555 4,444 523 4,212 507 4,223 486 3,916 427 3,416 410 3,303 440 3,617 470 3,939 490 4,084 500 4,229 475 4,039 505 4,308 530 4,533 548 4,696 ¹ Total 401(k) asset data through 2008 are from the U.S. Department of Labor`s tabulations of the Form 5500 data (see U.S. Department of Labor 2010a and 2010b). Data after 2008 are estimated by ICI. 2 This category includes Keoghs and DC plans (profit-sharing, thrift-savings, stock bonus, and money purchase) without 401(k) features. ᵉ Data are estimated. Note: Components may not add to the total because of rounding. Sources: Investment Company Institute, Federal Reserve Board, Department of Labor, National Association of Government Defined Contribution Administrators, and American Council of Life Insurers ... - tailieumienphi.vn
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